5 Ways To Raise Money-Smart Kids (David Koch)

5 Ways To Raise Money-Smart Kids (David Koch)

We saw this great blog article by David Koch recently – here it is.
My three-year old granddaughter has just started receiving pocket money. It may sound young, but she’s already interested in how money works and keen to spend it… whether it’s a sign of a financial genius or a shopaholic I’m not sure. Either [...]


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Drifting, without Purpose or Aim, is the First Cause of Failure

 Without a plan for your life, it is easier to follow the course of least resistance, to go with the flow, to drift with the current with no particular destination in mind.
Having a definite plan for your life greatly simplifies the process of making hundreds of daily decisions that affect your ultimate success.
When [...]


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How to Avoid a Financial Hangover this Christmas

How to Avoid a Financial Hangover this Christmas

There’s nothing better than seeing our loved one’s faces light up on Christmas morning when they open their presents. And while giving gifts is a great way to show we care, it’s very easy to spend like crazy.  
In the lead up to Christmas, many peoples’ budgets and savings can be ruined by spending sprees [...]


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A very sad reality….

A very sad reality….

Nothing for sale here – just very important info…
The sad truth is that there are only 2 tribes of people in this world.
They are the “gunnas” and the “dunnas”.
The gunnas are the people who are always ‘gunna’ to do something’.  The dunnas are the people who have already done it.
You see all the successful people [...]


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Planning your Legacy – the Importance of Making and Maintaining your Will

Planning your Legacy – the Importance of Making and Maintaining your Will

You work hard your whole life to accumulate assets, make sure they go to the right people. Think about who should get your money when you’re gone and make sure they will actually get it. This is especially important if people depend on you financially.
1.  Do a will
“No will” equals “no choice”. If you die [...]


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It’s a GREAT TIME for a Financial Check up – Christmas is Close!

It’s a GREAT TIME for a Financial Check up – Christmas is Close!

With Christmas coming up fast it’s time to get on top of your money, make changes and develop a plan for the season ahead
SO it’s a GREAT TIME for a financial check up.
Sit down with your partner and go through the finances. Look at how much you’re spending, the size of your credit card bill [...]


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Free e-gift – 10 Keys For Your Financial Freedom

Free e-gift – 10 Keys For Your Financial Freedom

Here is a free gift to you !!! 
Financial freedom can give the ability to go wherever you want, any time you want.
Money may not solve all your problems but lack of it can create tension in the home and countless relationships break up over its effects.
When you ask people the question, “Would you like more money?” [...]


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Take the Quiz – Do You Have the Right Habits for the Road Ahead?

Take the Quiz – Do You Have the Right Habits for the Road Ahead?

To get to where you want to go
you need to make sure you have the habits & mindset to get you there.
 
 Answer the following with “yes” or “no”:
___ YES   ____ NO   I am a good manager of my finances
___ YES   ____ NO   I have a $urplus every month
___ YES   ____ NO   I pay myself 10% for [...]


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Things to Know – “LVR” – Loan to Valuation Ratio

Things to Know – “LVR” – Loan to Valuation Ratio

The Loan to Valuation Ratio or LVR is an important criteria used by lenders to evaluate your suitability to borrow.
It is a formula they have devised based on experience of loan defaults that attempts to minimise risk from borrowers defaulting.
The LVR is expressed as a percentage and calculated by taking the amount of the loan, [...]


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Why Couples Argue Over Money

Why Couples Argue Over Money

We were challenged by a comment that Gary Chapman made recently:
“Money is often a source of conflict in marriage” 
Does this sound familiar?
“He could get a better job if he would try.”
“All I ask is that she record the money she spends.”
“Why can’t we save something?” 
  
Is the problem really money? We don’t think so. We think [...]


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